AlAhli SEDCO Residential Development Fund
011095 · Public fund · 129 clauses read
Every limit below quotes the sentence it came from, in the document's own language. Nothing here has been approved, and no figure was generated — each one was read from the published terms and can be checked against them.
The Arabic in this text came out of the document in visual order and was reordered; the clause reference is exact, the wording may differ slightly from the printed original — check it there before relying on it.
ﻓﺋﺔ اﻷﺻول اﻟﺣد اﻷدﻧﻰ اﻟﺣد اﻷﻋﻠﻰ اﻟﻧﻘد / ﺻﻧﺎدﯾﻖ أﺳواق اﻟﻧﻘد اﻟﻣﺗواﻓﻘﺔ ﻣﻊ اﻟﺷرﯾﻌﺔ اﻹﺳﻼﻣﯾﺔ 0% 100%
Quoted from clause 6 (2)
ﻓﺋﺔ اﻷﺻول اﻟﺣد اﻷدﻧﻰ اﻟﺣد اﻷﻋﻠﻰ اﻟﻧﻘد / ﺻﻧﺎدﯾﻖ أﺳواق اﻟﻧﻘد اﻟﻣﺗواﻓﻘﺔ ﻣﻊ اﻟﺷرﯾﻌﺔ اﻹﺳﻼﻣﯾﺔ 0% 100%
Quoted from clause 6 (2)
ﻻ ﯾﻌﺗزم اﻟﺻﻧدوق اﻻﻗﺗراض، ﻟﻛن ﯾﺟوز ﻟﮫ اﻗﺗراض ﻣﺎ ﺗﺻل ﻧﺳﺑﺗﮫ إﻟﻰ 30% ﻣن ﺻﺎﻓﻲ ﻗﯾﻣﺔ اﻷﺻول ﻓﻲ اﻟﺻﻧدوق ﺑﻣوﺟب ﺗﻣوﯾل ﯾﺗواﻓﻖ ﻣﻊ اﻟﺿ��واﺑط اﻟﺷ��رﻋﯾﺔ وﺑﺷ��رط اﻟﺣﺻ��ول ﻋﻠﻰ ﻣواﻓﻘﺔ ﻣﺟﻠس إدارة اﻟﺻ��ﻧدوق وذﻟك ﻣﺛﻼ ﻓﻲ ﺣﺎل زﯾﺎدة إﺟﻣـ���������ـ���������ﺎﻟﻲ ﺗﻛﺎﻟﯾف اﻟﻣﺷروع ﻋن إﺟﻣﺎﻟﻲ رأس ﻣﺎل اﻟﺻﻧدوق.
Quoted from clause 2 (3)
وﻻ ﯾﺟوز ﻟﻣدﯾر اﻟﺻﻧدوق اﺳﺗﺧدام أﺻول اﻟﺻﻧدوق ﻟﺗﻘدﯾم ﻗروض أو ﺗﺳﮭﯾﻼت اﺋﺗﻣﺎﻧﯾﺔ ﻟﻠﻐﯾر أو ﻟﻣدﯾر اﻟﺻﻧدوق.
Quoted from clause 2 (3)
ﯾﺟوز ﻟﻠﺻﻧدوق اﻻﻗﺗراض ﺣﺗﻰ 30% ﻣن ﺻﺎﻓﻲ ﻗﯾﻣﺔ اﻷﺻول ﻓﻲ اﻟﺻﻧدوق وﻓﻖ اﻟﺿواﺑط اﻟﺷرﻋﯾﺔ وﺳﯾﻛون واﺟب اﻟﺳ�����داد ﻗﺑل إﻧﮭﺎء اﻟﺻ�����ﻧدوق، ﺳ�����وف ﯾﺗﺄﺛر ﻣﺎﻟﻛو اﻟوﺣدات ﻣن ﻣﺧﺎطر اﻻﻗﺗراض ﻓﻲ ﺣﺎل وﻗوع ﺧﺳ�����ﺎﺋر رأس ﻣﺎﻟﯾﺔ ﻋﻠﻰ اﻟﺻ��ﻧدوق ﺗؤدي إﻟﻰ ﻋدم ﻗدرة اﻟﺻ��ﻧدوق ﻋﻠﻰ ﺳ��داد اﻟﻘرض أو ﺧﺳ��ﺎرة ﺑﻌض أﺻ��وﻟﮫ اﻟﻣﻘدﻣﺔ ﻛﺿ��ﻣﺎن ﻟﻠﻘرض واﻟﺗﻲ إن ﺣﺻ��ﻠت ﺳﯾﻛون ﻟﮭﺎ ﺗﺄﺛﯾر ﺳﻠﺑﻲ ﻋﻠﻰ ﻣﺎﻟﻛﻲ اﻟوﺣدات.
Quoted from clause 9 (2)
ﻟن ﯾﻛون ھﻧﺎك أي اﺷﺗراﻛﺎت ﻋﯾﻧﯾﺔ ﻓﻲ اﻟﺻﻧدوق.
Quoted from clause 8 (4)
وﺳﯾُﺣ ﱠدد ﺳﻘف ھذه اﻟﺗﻛﺎﻟﯾف واﻟﻣﺻﺎرﯾف ﺑﻧﺳﺑﺔ 1٪ ﺳﻧوﯾﺎ ﻣن ﺻﺎﻓﻲ ﻗﯾﻣﺔ اﻷﺻول ﻓﻲ اﻟﺻﻧدوق.
Quoted from clause 8 (5)
ﻻ ﯾﺟوز ﻟﺣﻣﻠﺔ وﺣدات اﻟﺻ����ﻧدوق ﺑﯾﻊ ﺣﺻ����ﺻ����ﮭم أو اﻟﺗﻧﺎزل ﻋﻧﮭﺎ إﻻ ﺑﻌد ﺗﻘدﯾم طﻠب ﺧطﻲ ﻷﻣﯾن اﻟﺳ����ﺟل وﺑﻌد اﻟﺣﺻ����ول أوﻻ ﻋﻠﻰ ﻣواﻓﻘﺔ ﺧطﯾﺔ ﻣن ﻣدﯾر اﻟﺻﻧدوق.
Quoted from clause 11 (3)
اﻟﺻﻧدوق ﻣﻘﻔل ﻟذا ﻻ ﯾﺣﻖ ﻟﺣﻣﻠﺔ اﻟوﺣدات أن ﯾطﻠﺑوا ﻣن اﻟﺻﻧدوق اﺳﺗرداد وﺣداﺗﮭم ﺑﺷﻛل ﻧﻘدي.
Quoted from clause 1 (8)
ﯾﺟوز ﻟﻠﺻ������ﻧدوق رد ﻛﺎﻣل اﻟوﺣدات ﺑﺈﻋطﺎء ﺣﺎﻣل اﻟوﺣدات إﺷ������ﻌﺎرا ﺧطﯾﺎ ﻣﺳ������ﺑﻘﺎ ﻻ ﺗﻘل ﻣدﺗﮫ ﻋن 21 ﯾوﻣﺎ
Quoted from clause 1 (8)
إن أﺻول اﻟﺻﻧدوق ﻣﻣﻠوﻛﺔ ﻟﻣﺎﻟﻛﻲ اﻟوﺣدات ﻣﺟﺗﻣﻌﯾن )ﻣﻠﻛﯾﺔ ﻣﺷﺎﻋﺔ(، وﻟﯾس ﻟﻣدﯾر اﻟﺻﻧدوق أو ﻣدﯾر اﻟﺻﻧدوق ﻣن اﻟﺑﺎطن أو أﻣﯾن اﻟﺣﻔظ ﻣن اﻟﺑﺎطن أو ﻣﻘدم اﻟﻣﺷورة أو اﻟﻣوزع أو أي ﻣﺻﻠﺣﺔ ﻓﻲ أﺻول اﻟﺻﻧدوق أو ﻣطﺎﻟﺑﺔ ﻓﯾﮭﺎ
Quoted from clause 12 (3)
ﯾﻘدم ﻣدﯾر اﻟﺻﻧدوق إﻗرار اﻟﻣﻌﻠوﻣﺎت ﺧﻼل ﻣﺎﺋﺔ وﻋﺷرﯾن )120( ﯾوﻣﺎً ﻣن ﺗﺎرﯾﺦ ﻧﮭﺎﯾﺔ اﻟﺳﻧﺔ اﻟﻣﺎﻟﯾﺔ ﻟﻠﺻﻧدوق إﻟﻰ ھﯾﺋﺔ اﻟزﻛﺎة واﻟﺿرﯾﺑﺔ واﻟﺟﻣﺎرك.
Quoted from clause 14 (2)
ﯾﺟب ﻋﻠﻲ ﻣدﯾر اﻟﺻ���ﻧدوق ﺗزوﯾد اﻟﮭﯾﺋﺔ ﺑﺎﻟﻘواﺋم اﻷوﻟﯾﺔ ﺑﻌد ﻓﺣﺻ���ﮭﺎ وﻓﻘﺎ ﻟﻣﻌﺎﯾﯾر اﻟﻣﺣﺎﺳ���ﺑﺔ واﻟﻣراﺟﻌﺔ اﻟﺻ���ﺎدرة ﻋن اﻟﮭﯾﺋﺔ اﻟﺳ���ﻌودﯾﺔ ﻟﻠﻣﺣﺎﺳﺑﯾن اﻟﻘﺎﻧوﻧﯾﯾن واﻹﻋﻼن ﻋن اﻟﻘواﺋم اﻟﻣﺎﻟﯾﺔ ﻟﻣﺎﻟﻛﻲ اﻟوﺣدات ﻓور اﻋﺗﻣﺎدھﺎ ﺧﻼل ﻣدة ﻻ ﺗﺗﺟﺎوز )ﺧﻣﺳﺔ وﻋﺷرﯾن( ﯾوﻣﺎ ﻣن ﻧﮭﺎﯾﺔ اﻟﻣدة اﻟﻣﺎﻟﯾﺔ اﻟﺗﻲ ﺗﺷﻣﻠﮭﺎ ﺗﻠك اﻟﻘواﺋم.
Quoted from clause 20 (2)
ﯾﺟب ﻋﻠﻲ ﻣدﯾر اﻟﺻﻧدوق ﺗزوﯾد اﻟﮭﯾﺋﺔ ﺑﺎﻟﻘواﺋم اﻟﻣﺎﻟﯾﺔ اﻟﺳﻧوﯾﺔ اﻟﻣدﻗﻘﺔ وﻓﻘﺎ ﻟﻣﻌﺎﯾﯾر اﻟﻣﺣﺎﺳﺑﺔ واﻟﻣراﺟﻌﺔ اﻟﺻﺎدرة ﻋن اﻟﮭﯾﺋﺔ اﻟﺳﻌودﯾﺔ ﻟﻠﻣﺣﺎﺳ����ﺑﯾن اﻟﻘﺎﻧوﻧﯾﯾن واﻹﻋﻼن ﻋن اﻟﻘواﺋم اﻟﻣﺎﻟﯾﺔ ﻟﻣﺎﻟﻛﻲ اﻟوﺣدات ﻓور اﻋﺗﻣﺎدھﺎ ﺧﻼل ﻣدة ﻻ ﺗﺗﺟﺎوز )أرﺑﻌﯾن( ﯾوﻣﺎ ﻣن ﻧﮭﺎﯾﺔ اﻟﺳ����ﻧﺔ اﻟﻣﺎﻟﯾﺔ اﻟﺗﻲ ﺗﺷﻣﻠﮭﺎ ﺗﻠك اﻟﻘواﺋم.
Quoted from clause 20 (2)
ﻻ ﯾﻛون اﺟﺗﻣﺎع ﻣﺎﻟﻛﻲ اﻟوﺣدات ﺻ��ﺣﯾﺣﺎ إﻻ إذا ﺣﺿ��ره ﻋدد ﻣن ﻣﺎﻟﻛﻲ اﻟوﺣدات ﯾﻣﻠﻛون ﻣﺟﺗﻣﻌﯾن 25% ﻋﻠﻰ اﻷﻗل ﻣن ﻗﯾﻣﺔ وﺣدات اﻟﺻﻧدوق
Quoted from clause 24 (2)
ﯾﻘر ﻣدﯾر اﻟﺻﻧدوق ﺑﺄﻧﮫ ﻻ ﯾﺟوز ﻷي ﻋﺿو ﻣن أﻋﺿﺎء ﻣﺟﻠس اﻹدارة أن ﯾﻛون ﻟﮫ ﻣﺻﻠﺣﺔ ﻣﺑﺎﺷرة أو ﻏﯾر ﻣﺑﺎﺷرة ﻓﻲ اﻷﻋﻣﺎل واﻟﻌﻘود اﻟﺗﻲ ﺗﺗم ﻟﺣﺳﺎب اﻟﺻﻧدوق.
Quoted from clause 27 (2)
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